3.74%
Home Loans
8.96%
Personal Loans
6.70%
Car Loans
9.00%
Credit card
Our Focus Areas
Take a look at what's new right now
EV Two-Wheeler Loans
Own your electric scooty or bike easily with low down payments and flexible EMIs.
Household Loans
Bring home essentials like furniture, appliances, or gadgets without financial stress.
Electronics Loans
Upgrade your life with the latest mobile, laptop, or TV through our easy EMI schemes.
Personal Loans (Coming Soon)
For urgent cash needs or personal goals — we’ve got your back.
Our Loan Products
Take a look at what's new right now Products
Explore offers on Debit Card
Personal Loan
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Read More
Education Loan
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Read MoreBusiness Loan
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Read MoreLoan Eligibility & Documents
A quick guide to qualifying and applying for your loan with Aarya Capitals.
Loan Eligibility
Check if you qualify for a loan with Aarya Capitals
To apply for a loan, you must meet the following criteria:
- Be an Indian citizen aged 21–60 years
- Have valid KYC documents (Aadhaar, PAN)
- Have a steady source of income
- Provide a guarantor (in certain cases)
📋 Loan Requirements Checklist
Please keep the following documents ready at the time of applying for a loan:
- Aadhaar Card (mandatory)
- PAN Card (mandatory)
- 2 Passport Size Photos
- Address Proof (Electricity Bill / Rent Agreement)
- Bank Statement (last 3 months)
- Proof of Income (Salary Slip / Business Proof)
- Guarantor’s Aadhaar Card & Mobile Number
Fast & Easy Loan Application Process
Apply for your loan with Aarya Capitals in just a few simple steps.
Choose Your Loan Amount
Select the loan amount that fits your needs and financial goals — our flexible options make it easy to get started.
Get Loan Approval
Submit your application and required documents. Our quick approval process ensures minimal waiting time.
Receive Your Funds
Once approved, the funds are transferred directly to your bank account — fast, safe, and hassle-free.
Why People Choose Us
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Dedicated Specialists
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Meet the teamSuccess Stories Rating
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View Client ReviewNo front Appraisal Fees!
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Why choose usSome of our Awesome Testimonials
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“I loved the customer service you guys provided me. That was very nice and patient with questions I had. I would really like definitely come back here”
Donny J. Griffin
Personal Loan“I had a good experience with Insight Loan Services. I am thankful to insight for the help you guys gave me. My loan was easy and fast. thank you Insigtht”
Mary O. Randle
Education Loan“We came out of their offices very happy with their service. They treated us very kind. Definite will come back. The waiting time was very appropriate.”
Lindo E. Olson
Car Loan
